(See "Is there a difference between insurance points and license points?") The more serious the offense, the more points you'll receive on your license by the state or by your insurance company. Insurance points don't normally match up with the state's DMV points system, but they aren't totally different in concept. The state's Department of Insurance has a guide to insurance points you can read through and see how points accumulate and will affect your rates. This system is still required to be used by all auto insurance companies in the state. Then there is North Carolina, where the state General Assembly created a Safe Driver Incentive Plan (SDIP) back in 1957.
#How do i know how many points are on my license how to
If they use the SDIP system, then you can simply go onto the Massachusetts Registry of Motor Vehicles site and learn how to determine your insurance points total and find out how the points will affect your car insurance premiums. If you live in Massachusetts, you'd need to find out from your auto insurance company if they use the state's SDIP system or its own. Points systems can also vary by state since insurance points plans must be approved by each state's insurance regulator - or because in some states there is a mandated insurance points plan in place for all auto insurers to use.įor instance, Massachusetts has a safe driver incentive program (SDIP) that all car insurance companies once were required to follow, but now the state allows auto insurers to use their own systems if approved by the Massachusetts insurance regulator.
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